IDEC Plus Annual

IDEC Plus – Annual Membership Cover

Provides annual members of with all the in-water diving related accident and injury benefits of IDEC Cover, plus annual non-diving related accident cover for slips, trips, falls and accidents sustained whilst entering or travelling on vehicles as defined in the policy wording.

Schedule Of Benefits

The underwriting company will pay up to the limits set against each section. However, the maximum total recoverable amount under this policy in the aggregate shall not exceed £150,000 in all.

1. Medical Expenses £100,000
2. Hyperbaric Treatment Costs £100,000
3. Emergency Repatriation (at the option of the Company ) £75,000
4. Air Evacuation £75,000
5. Search and Rescue Costs £50,000
6. Reasonable Transportation Costs & Accommodation Expenses £5,000
7. Personal Accident Coverage:If during the coverage period the Insured sustains Injury /death due to a Sports Diving Accident, the following benefits will apply: Death £15,000
Loss of one limb or loss of one eye £5,000
Loss of two limbs, two eyes or one of each £10,000
Permanent Total Disability £10,000
8. Civil Liability awards against the Insured (including legal costs) £50,000
IDEC Plus Non-diving Accident Coverage. Aggregate total payable – £10,000. Medical Treatment up to Death Loss of, or the use of one or more Limbs Loss of Sight
£10,000 £10,000 £10,000 £10,000

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